1Course Overview

Certificate in Mortgage Practice and Advice CeMAP Modules 1 2 and 3

Course code: CM105

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CeMAP® which stands for ‘Certificate in Mortgage Advice and Practice’ is the industry standard qualification held by mortgage advisors in the UK. It is the benchmark qualification in the financial services industry.

Once you have completed this course you will be a fully qualified mortgage advisor and will be able to provide mortgage advice either as self-employed or on behalf of a lender, such as a high-street bank or building society.

On this course you will learn how to:

  • Advise your clients on the house-purchase process;
  • Evaluate your clients’ finances and explain different types of mortgage product to them;
  • Provide help for customers so that they can complete mortgage applications;
  • Sell related financial products, such as buildings insurance and payment protection.

Once qualified and working within the industry, you will typically be expected to meet sales targets, deal with valuers, estate agents and mortgage lenders, and keep up-to-date with mortgage products and any changes to financial law. Other points to consider are:

  • Mortgage Advisors can earn in excess of £50,000 and receive generous salary packages.
  • With the current trends of the housing market, it’s a lucrative time to become a CeMAP® qualified mortgage advisor.
  • At present, the number of people qualified to give mortgage advice is only 25% of the actual demand for mortgage advisors, so employment prospects are very good once qualified.
  • Mortgage Advisors need to be committed, willing to learn and must thrive on dealing with new clients and people on a daily basis.

This unique interactive CeMAP® online course is designed for people who are new to the mortgage industry and covers the whole CeMAP® Syllabus in an easy-to-understand manner.

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2Course Content

CeMAP 1 - UK Financial Regulation

Unit 1: Introduction to Financial Services Environment and Products
  • The UK financial services industry
  • Financial Assets
  • Financial Products
  • The financial planning and advice process
  • The main areas of financial advice
  • Basic legal concepts relevant to financial services
Unit 2: UK Financial Services and Regulation
  • The Financial Services Authority
  • Money laundering
  • Complaints and compensation
  • Data protection
  • Other laws and regulations relevant to advising clients

CeMAP 2 - Mortgages

Unit 3: Mortgage law, policy practice and markets
  • Borrowers
  • Mortgage and property regulation and law
  • The house buying process
  • From offer of advance to completion

The economic and regulatory context for giving mortgage advice

Unit 4: Mortgage Applications
Unit 5: Mortgage payment methods and products
Unit 6: Mortgage arrears and post completion

CeMAP 3 - Assessment of Mortgage Advice Knowledge

  • The role of the mortgage advisor
  • Assessment of status
  • Assessment of security
  • Guarantees and additional security
  • Mortgage repayment methods
  • Mortgage products and schemes
  • Other mortgage-related products
  • Section 1: Further advances and remortgaging
  • Section 2: Arrears, debt management and recovery
  • Section 3: Other post completion matters

You will study specimen Case Study Papers and then take 3 CeMAP assessments.

Modules 1 and 2 are each assessed in a two-hour exam consisting of 100 multiple choice questions. Module three is assessed in a two hour exam, but is made up of 60 questions based on six case studies.

3Other Information

Course Duration

You will have 12 months to complete your course. This is more than enough time than you need as it should take approximately 80 hours of study for completion.

Assessment

To achieve CeMAP® Module 1, 2 or 3 you are required to pass an examination, which you must organise and pay for yourself. This exam involves a 2 hour objectively tested examination comprising of 100 multiple choice questions.

If you would like to achieve the full CeMAP® Mortgage Adviser qualification, you will also need to complete both Module 2 and Module 3 examinations.  

Examinations are to be taken at a Pearson Vue Examination Centre, which can be located all over the country. They are computer-based, meaning you will receive your results immediately. Each exam has a minimum pass mark of 70% per unit. A mark of 80% or higher receives a merit and a mark of 90% or over receives a distinction. Should you fail a specific unit, you only must re-sit the specific unit rather than the whole module.

Study Method

The course is designed for study by online distance learning at home or at work. Students receive online course materials as well as technical support.

Qualifications

The Level 3 Certificate in Mortgage Advice and Practice (CeMAP®) is awarded by The London Institute of Banking & Finance and is recognised by the Financial Conduct Authority (FCA) as an appropriate qualification if you aim to give professional advice on mortgages. It is the most widely recognised mortgage advisor qualification in the UK.

CeMAP® is a Level 3 Qualification registered with Ofqual in the Regulated Qualification Framework (RQF). 

4Q&As

Your Questions Answered

What skills are needed to enrol onto this course?

You do not need any previous knowledge to enrol onto this course.

Is there a time limit for completion of this course?

There is a time limit of 12 months to complete this course. This course is designed to be flexible around the demands of a busy lifestyle.

What is included  in the cost of my course?
  • Online learning platform
  • 12 Months Access with free-syllabus updates
  • Tutor helpdesk
  • 100’s of Q&A’s
  • Interactive & participation-oriented  
  • iPad/Tablet friendly
  • Dedicated student support
  • FREE CV writing service
Are there any additional costs?

To achieve CeMAP® you will need to pass an MCQ exam per module, these maybe sat at over 150 test centres throughout the UK and other select centres worldwide.

Exam Registrations Fees*

Initial examination entry (per module) £180 (VAT exempt)

Examination re-sit fee (per module) £145 (VAT exempt)

 

*Only course fees are paid to Open Study College, you will be instructed on how to register for and book an exam upon enrolment.

How do I get my work assessed?

You will be given access to 100’s of specimen exam questions and interactive quizzes to help consolidate your learning, but your work will be assessed by examination in an approved examination centre.

The exams can be taken at over 150 test centres nationwide with the result provided on the day.

This course is provided by Simply Academy, who is recognised by the London Institute of Banking & Finance as providing appropriate additional learning resource for students taking its CeMAP qualification.

What if I still have questions?

That’s not a problem. We want to make sure you’re 100% confident about enrolling on the course and starting your study. So, just give our Student Support Team a call on 03300 563 100 and they’ll do their best to help.

Finance options

Provided by
Length Of Your Repayment
Your Deposit
Monthly payment:

Deposit to pay:

  • Cash Price:
  • Loan Amount:
  • Loan Repayments:
  • Cost of Loan:
  • Number of Monthly Payments:
  • Total Amount Payable:


The total course fee includes a loan arrangement fee. Your initial deposit payment will be used towards this fee, any remaining fee balance will be added the loan amount.

Provided by

Our finance option is provided in partnership with AffordItNow.
For your finance application to be considered you must meet the following criteria:

  • Be over 18 years old
  • Be employed for at least 16 hours a week or retired and in receipt of a private or company pension. Certain state benefit schemes may also be considered.
  • Be a permanent UK resident with a 3 year address history
  • Have a good credit history with no late payments, debt relief orders or bankruptcies
  • Have a valid email address and can access it

Please note that meeting the above criteria does not guarantee finance acceptance.

Open Study College, 6140 Knights Court, Birmingham Business Park, Birmingham B37 7WY is a licensed credit broker, authorised and regulated by The Financial Conduct Authority (licence number 724179 with FCA).